Women are considered to be better drivers than men. It is not that the accident rates of ladies are low. Males face as many accidents as they do. However, the damage caused by them is not as much in most of the cases. As a result, claims after an accident are considerably lower. That is why on an average woman’s car insurance premiums tend to be 30% lower than that of the male counterparts having same demographic profile.
They drive at speeds lower than men. Therefore, catastrophe caused by lady drivers are not grim. Consequently, even if they might claim as often as males do yet, in all they claim less amounts, giving insurers slighter quality. Men generally drive their cars faster, which results in higher death tolls in car crashes even if they are driving alone.
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