The Bottom Line Issues for a Los Angeles Reverse Mortgage. There are indeed issues that must be addressed and qualifications that must be met no matter what town, state, or jungle you happen to dwell in. To start you must be at least 62 years of age or older. In fact the older you are the more money you qualify for. Okay, this all sounds great. No one’s going to check your health, they’re not going to ask questions about your credit, worry over your last 3 jobs or require you to list your last 5 places you’ve lived. So, what’s the catch? Well, it’s your age and the equity of your home also matters. This is the main catch of a reverse mortgage no matter where your home resides.
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